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Holiday Gift Budget Calculator

Plan your holiday gift budget.
Enter people on your list and budget per person to get a total and shopping timeline.

Holiday Gift Budget

Holiday gift budget planning:

Total Gift Budget = Number of People × Average Budget per Person

Extras (wrapping, cards, shipping) = Total × 15%

Grand Total = Total Gift Budget + Extras

Monthly Savings = Grand Total / Months Until Holiday

Average US holiday spending (2025):

  • Per person overall: $850–$1,000 total
  • Per gift recipient: $50–$100 average
  • Wrapping & cards: $30–$50
  • Shipping: $20–$40

Budget tips:

  • Start saving in January — just $75/month covers $900 by December
  • Set a firm per-person limit before shopping
  • Track spending in a spreadsheet or app to avoid overspending

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