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Investment Return Calculator (ROI)

Calculate your return on investment (ROI) percentage and profit or loss amount.
See how your investments performed.

Return on Investment

Return on Investment (ROI) measures the profitability of an investment as a percentage:

ROI = ((Final Value - Initial Investment) / Initial Investment) × 100

Profit or Loss is the simple difference:

Profit/Loss = Final Value - Initial Investment

For example, if you invested $10,000 and it grew to $15,000:

  • Profit = $15,000 - $10,000 = $5,000
  • ROI = ($5,000 / $10,000) × 100 = 50%

A negative ROI means a loss:

  • Invested $10,000, now worth $8,000
  • Loss = -$2,000
  • ROI = -20%

Things to consider:

  • ROI does not account for the time period — a 50% return over 10 years is very different from 50% in 1 year
  • For time-adjusted returns, use annualized ROI: ((Final/Initial)^(1/years) - 1) × 100
  • Consider fees, taxes, and inflation for a more accurate picture of real returns

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