Net Worth by Age Comparison
Compare your net worth to typical benchmarks for your age group.
See where you stand financially.
Your Net Worth Comparison
Net worth is the total value of everything you own minus everything you owe.
Net Worth = Total Assets - Total Liabilities
A popular benchmark is the formula from the book “The Millionaire Next Door” (1996):
Expected Net Worth = (Age × Annual Income) / 10
Typical net worth by age (US median, approximate):
| Age Group | Median Net Worth |
|---|---|
| Under 35 | $39,000 |
| 35–44 | $135,000 |
| 45–54 | $247,000 |
| 55–64 | $364,000 |
| 65–74 | $410,000 |
| 75+ | $335,000 |
Categories:
- Prodigious Accumulator of Wealth (PAW): Net worth > 2× expected
- Average Accumulator of Wealth (AAW): Net worth near expected
- Under Accumulator of Wealth (UAW): Net worth < 0.5× expected
These are general guidelines only. Individual circumstances vary greatly.