Rent Affordability Calculator
Find out how much rent you can afford based on your monthly income using the 30% rule, and see your leftover budget.
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Maximum Affordable Rent
The 30% Rule is a widely used guideline for housing affordability:
Max Rent = Gross Monthly Income × 0.30
Leftover Budget = Gross Monthly Income - Max Rent
Other common thresholds:
- 25% — Conservative / aggressive saver
- 30% — Standard recommendation
- 33% — Maximum most landlords accept
- 50% — Financial stress territory
What counts as income?
- Use your gross (pre-tax) monthly income, or take your annual salary and divide by 12.
Note: This is a guideline. Your actual affordable rent depends on debts, lifestyle, location, and other financial obligations.