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Side Income Tax Calculator

Estimate taxes owed on side income including self-employment tax, federal tax, and net profit.

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Side Income Tax Estimate

Side income (freelance, gig work, 1099 income) is subject to both income tax and self-employment tax.

Self-employment tax (2024):

  • Social Security: 12.4% (on first $168,600)
  • Medicare: 2.9% (on all income)
  • Total: 15.3%
  • You can deduct half of SE tax from gross income

How it works:

  1. Start with gross side income
  2. Subtract business expenses = Net profit
  3. Calculate SE tax: Net profit × 0.9235 × 15.3%
  4. Calculate income tax based on your tax bracket
  5. Total tax = SE tax + Income tax on side income

Common deductible business expenses:

  • Home office, supplies, equipment
  • Vehicle mileage ($0.67/mile in 2024)
  • Software subscriptions, internet
  • Professional services, advertising

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