SIP Calculator
Calculate the maturity value of your Systematic Investment Plan (SIP).
See how monthly investments grow with compound returns over time.
SIP Maturity Value
SIP (Systematic Investment Plan) lets you invest a fixed amount regularly in mutual funds. The maturity value is calculated using:
FV = P × [((1 + r)^n - 1) / r] × (1 + r)
Where:
- FV = Future value (maturity amount)
- P = Monthly investment amount
- r = Monthly rate of return (annual rate / 12 / 100)
- n = Total number of months
Total invested = P × n
Wealth gained = FV - Total invested
Example: Investing $500/month at 12% annual return for 10 years:
- Total invested: $60,000
- Maturity value: $115,019
- Wealth gained: $55,019
SIP benefits from rupee cost averaging — you buy more units when prices are low and fewer when prices are high, reducing the impact of market volatility.