Settlement Calculator
Estimate a personal injury settlement range based on medical bills, lost wages, pain multiplier, and insurance limits.
Estimated Settlement Range
Personal injury settlements are commonly estimated using the multiplier method:
Settlement = (Medical Bills + Lost Wages) × Pain Multiplier
Pain multiplier guidelines:
- 1–2: Minor injuries, full recovery expected
- 2–3: Moderate injuries, longer recovery
- 3–4: Serious injuries, significant impact on daily life
- 4–5: Severe or permanent injuries, life-altering impact
Insurance limits cap the maximum payout regardless of the calculated amount. The settlement cannot exceed the at-fault party’s policy limits.
Important notes:
- This is a rough estimate — actual settlements depend on many factors
- Attorney fees (typically 33%) and medical liens are deducted from settlements
- Some states have contributory/comparative negligence rules that reduce payouts
- Consult a personal injury attorney for case-specific advice