Closing Costs Calculator
Estimate home closing costs including title insurance, appraisal, attorney fees, and more.
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Estimated Closing Costs
Closing costs are fees paid when finalizing a real estate transaction. They typically range from 2% to 5% of the purchase price.
Common closing cost items:
| Fee | Typical Range |
|---|---|
| Loan origination fee | 0.5–1% of loan |
| Appraisal | $300–$600 |
| Home inspection | $300–$500 |
| Title search and insurance | $500–$2,000 |
| Attorney fees | $500–$1,500 |
| Recording fees | $100–$300 |
| Escrow/prepaid costs | Varies |
Who pays what:
- Buyer typically pays: loan origination, appraisal, inspection, title insurance (lender’s policy), escrow deposits
- Seller typically pays: real estate commissions, transfer taxes, title insurance (owner’s policy)
Tip: Many closing costs are negotiable. Shop around for title insurance and lender fees.