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Exercise Heart Rate Monitor Calculator

Calculate your recommended heart rate zones for different exercise types based on your age.
Plan safe and effective workouts.

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Recommended Heart Rate Range

Exercise heart rate zones define intensity levels for cardiovascular training based on your maximum heart rate (MHR). Training in different zones produces different physiological adaptations — from fat burning and aerobic base building to peak performance and VO2 max improvement.

Maximum Heart Rate formula: MHR = 220 − Age (Haskell & Fox, 1971 — most widely used) MHR = 208 − (0.7 × Age) (Tanaka formula, 2001 — more accurate for older adults)

Heart Rate Reserve formula (Karvonen method — more personalized): HRR = MHR − Resting Heart Rate (RHR) Target HR = RHR + (HRR × Zone Percentage)

What each variable means:

  • MHR (Maximum Heart Rate) — the highest heart rate your cardiovascular system can achieve. Genetically determined and declines with age.
  • RHR (Resting Heart Rate) — your heart rate when fully at rest (measure after waking, before getting up). Healthy adults: 60–80 BPM; highly fit athletes: 40–60 BPM.
  • HRR (Heart Rate Reserve) — the range between resting and maximum. The Karvonen method uses this to calculate more personalized training zones.
  • Zone percentage — the fraction of MHR (or HRR) that defines each training zone.

Standard 5-zone training system:

Zone % of MHR Perceived Effort Benefit
Zone 1 — Recovery 50–60% Very easy Active recovery, fat burning
Zone 2 — Aerobic Base 60–70% Easy/conversational Endurance, fat oxidation
Zone 3 — Aerobic 70–80% Moderate Aerobic capacity
Zone 4 — Threshold 80–90% Hard, limited speech Lactate threshold, speed
Zone 5 — VO2 Max 90–100% Maximum effort Peak power, VO2 max

Worked example: A 35-year-old with resting HR of 62 BPM.

MHR = 220 − 35 = 185 BPM HRR = 185 − 62 = 123 BPM

Zone 2 target HR (Karvonen, 60–70%): Lower = 62 + (123 × 0.60) = 62 + 73.8 = 136 BPM Upper = 62 + (123 × 0.70) = 62 + 86.1 = 148 BPM

Zone 4 target (Karvonen, 80–90%): Lower = 62 + (123 × 0.80) = 160 BPM Upper = 62 + (123 × 0.90) = 173 BPM


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