Paycheck / Take-Home Pay Calculator
Estimate your net take-home pay after federal tax, state tax, Social Security, and Medicare deductions.
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Take-Home Pay Estimate
Take-home pay is your gross salary minus federal income tax, state income tax, Social Security, and Medicare.
Net Pay = Gross Pay − Federal Tax − State Tax − Social Security − Medicare
Federal tax uses progressive brackets. Simplified 2025 brackets for Single filers:
- 10% on income up to $11,600
- 12% on $11,601 – $47,150
- 22% on $47,151 – $100,525
- 24% on $100,526 – $191,950
- 32% on $191,951 – $243,725
- 35% on $243,726 – $609,350
- 37% on income over $609,350
Married Filing Jointly brackets are roughly double the single brackets.
FICA taxes (fixed rates):
- Social Security: 6.2% on income up to $168,600
- Medicare: 1.45% on all income (+ 0.9% on income over $200,000)
State tax tiers (simplified estimates):
- No state tax: TX, FL, WA, NV, WY, SD, AK, TN, NH
- Low (≈ 3%): AZ, CO, ND, PA, IN
- Medium (≈ 5%): VA, GA, NC, IL, MI
- High (≈ 8%+): CA, NY, NJ, OR, HI
This calculator provides estimates — consult a tax professional for exact figures.