W-4 Withholding Calculator
Estimate the right W-4 withholding to avoid owing taxes or getting too large a refund.
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Withholding Recommendation
W-4 withholding determines how much federal income tax your employer takes from each paycheck.
The goal is to match withholding to your actual tax liability:
- Too little withheld: You’ll owe taxes (and possibly penalties)
- Too much withheld: You get a refund (but you’ve given the government an interest-free loan)
2026 Standard Deductions:
- Single: $15,700
- Married Filing Jointly: $31,400
- Head of Household: $23,550
2026 Tax Brackets (Single):
- 10%: Up to $11,925
- 12%: $11,926 - $48,475
- 22%: $48,476 - $103,350
- 24%: $103,351 - $197,300
- 32%: $197,301 - $250,525
- 35%: $250,526 - $626,350
Child Tax Credit: $2,000 per qualifying child under 17.