Travel Insurance Estimator
Estimate travel insurance premiums based on trip cost, duration, age, and destination region.
Your data stays in your browser. We do not store, collect, or transmit any information you enter.
Estimated Premium
Travel insurance premiums typically range from 4% to 10% of total trip cost, depending on several factors.
Key factors affecting price:
- Trip cost: Higher trip cost = higher premium (base rate)
- Duration: Longer trips increase the premium
- Age: Travelers over 60 pay higher premiums due to medical risk
- Destination: Some regions cost more due to healthcare costs or travel risks
Typical base rates (% of trip cost):
- Age under 35: 4–5%
- Age 35–49: 5–6%
- Age 50–64: 6–8%
- Age 65+: 8–12%
What travel insurance typically covers:
- Trip cancellation/interruption
- Emergency medical expenses
- Emergency evacuation
- Lost/delayed baggage
- Travel delays
Note: This is an estimate only. Actual premiums vary by provider and specific coverage options.