PayPal Fee Calculator
Calculate PayPal transaction fees for goods and services payments, and how much to charge to receive a specific net amount.
PayPal Fee Structure (2024 US)
Goods and Services (G&S) — Domestic 3.49% + $0.49 per transaction
Goods and Services — International Additional 1.5% surcharge on top of domestic rate (total: 4.99% + $0.49)
Friends and Family (F&F) 0% fee — no buyer or seller protection
Important Note PayPal Goods and Services fees increased in 2024. Always use G&S when selling — it provides buyer and seller protection. Never accept payment as “Friends and Family” for business transactions.
Net Amount Formula (G&S) Fee = Amount × 3.49% + $0.49 Net = Amount − Fee
Invoice Amount to Receive a Target Net Invoice = (Target Net + $0.49) / (1 − 0.0349)
Example You invoice $100 via G&S (domestic): Fee = $100 × 0.0349 + $0.49 = $3.49 + $0.49 = $3.98 Net = $96.02
To receive exactly $100: Invoice = ($100 + $0.49) / (1 − 0.0349) = $104.11