Stripe Payment Processing Fee Calculator
Calculate the exact Stripe fee and net amount you receive for any payment, including standard, international, and manual entry transactions.
Stripe Fee Structure (2024 US)
Standard Domestic Card 2.9% + $0.30 per successful charge
International Cards (additional) +1.5% surcharge on top of standard rate (total: 4.4% + $0.30)
Manual Card Entry (no physical card) +0.5% surcharge (total: 3.4% + $0.30)
Amex Cards +0.5% surcharge (total: 3.4% + $0.30)
Currency Conversion +1.0% additional fee when converting currencies
Net Amount Formula Fee = Amount × Rate + $0.30 Net = Amount − Fee
Passing Fees to Customer If you want to pass the Stripe fee to the customer so you receive the exact amount: Charge = (Amount + $0.30) / (1 − Rate) This “grosses up” the charge so after Stripe takes its fee, you receive your target amount.
Example You want to receive $100: Charge = ($100 + $0.30) / (1 − 0.029) = $100.30 / 0.971 = $103.30 Stripe fee on $103.30 = $3.30 You receive: $100.00