Federal Tax Bracket Calculator
Calculate your federal income tax using 2024 marginal tax brackets.
See how much goes to each bracket and your effective tax rate.
How Marginal Tax Brackets Work The US uses a progressive tax system — higher income is taxed at higher rates, but ONLY on the portion that falls in each bracket. Many people mistakenly believe a raise into a higher bracket means their entire income is taxed at the new rate. This is wrong.
Example: Single Filer, $85,000 Taxable Income 10%: $0 to $11,600 = $1,160 12%: $11,601 to $47,150 = $4,266 22%: $47,151 to $85,000 = $8,327 Total Tax: $13,753 Effective Rate: $13,753 / $85,000 = 16.2% Marginal Rate: 22% (the rate on the last dollar earned)
2024 Federal Tax Brackets — Single 10%: $0 - $11,600 12%: $11,601 - $47,150 22%: $47,151 - $100,525 24%: $100,526 - $191,950 32%: $191,951 - $243,725 35%: $243,726 - $609,350 37%: Over $609,350
2024 Federal Tax Brackets — Married Filing Jointly 10%: $0 - $23,200 12%: $23,201 - $94,300 22%: $94,301 - $201,050 24%: $201,051 - $383,900 32%: $383,901 - $487,450 35%: $487,451 - $731,200 37%: Over $731,200
Important Notes This calculator uses taxable income (after deductions). The 2024 standard deduction is $14,600 (single) or $29,200 (married filing jointly). Does not include AMT, capital gains rates, self-employment tax, or state taxes.