Overtime Net Pay Calculator
Calculate your actual take-home pay from overtime hours after federal tax, state tax, Social Security, and Medicare deductions.
How Overtime Pay Works Under the Fair Labor Standards Act (FLSA), non-exempt employees must receive 1.5x their regular hourly rate for all hours over 40 in a workweek. This is commonly called “time and a half.”
If your regular rate is $22/hour: Overtime rate = $22 × 1.5 = $33/hour
Taxes on Overtime Overtime pay is taxed as ordinary income — there is no special overtime tax rate. However, because overtime pushes your total income higher, it may be taxed at a higher marginal rate.
Taxes deducted from overtime:
- Federal income tax (at your marginal rate)
- State income tax (varies by state, 0% in 9 states)
- Social Security: 6.2% (up to $168,600 wage base in 2024)
- Medicare: 1.45% (no wage base limit)
Total FICA employee share: 7.65%
Example Regular rate: $22/hour Overtime rate: $33/hour Overtime hours: 10 hours × 4 weeks = 40 hours Gross OT: $33 × 40 = $1,320 Federal tax (22%): $290.40 State tax (5%): $66.00 FICA (7.65%): $100.98 Total tax: $457.38 Net OT pay: $1,320 - $457.38 = $862.62 Effective after-tax OT rate: $862.62 / 40 hours = $21.57/hour
Note on Withholding Your paycheck withholding may be higher or lower than your actual tax liability. The marginal rate entered should be your estimated marginal rate for the year, not just the rate on this extra income in isolation.
How we build and check this calculator
This calculator runs entirely in your browser, so the numbers you enter stay on your device. The math behind it is written by hand and tested against worked examples and standard references before the page goes live.
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