Wealth Percentile Calculator
Find out where you rank in wealth compared to others.
Enter your income or net worth to see your percentile in your country and globally.
Net worth percentile places your accumulated wealth on a ranked scale relative to all other households or individuals in your country and age group. It answers the question: “Out of 100 people my age, how many have less wealth than me?”
Net Worth formula (the foundation): Net Worth = Total Assets − Total Liabilities
Assets include: cash, investments, retirement accounts, real estate equity, vehicles, business ownership, collectibles. Liabilities include: mortgage balance, auto loans, student loans, credit card debt, personal loans.
Percentile calculation (percentile rank formula): Percentile = (Number of people with less wealth ÷ Total population) × 100
In practice, this is calculated by comparing your net worth to published distribution data from surveys like the U.S. Federal Reserve’s Survey of Consumer Finances (SCF), updated every 3 years.
U.S. Net Worth by Percentile (2022 SCF, approximate):
| Percentile | Net Worth |
|---|---|
| 25th | $8,000 |
| 50th (median) | $192,700 |
| 75th | $597,900 |
| 90th | $1,589,300 |
| 99th | $11,040,000 |
Age-adjusted U.S. median net worth (2022):
- Under 35: $39,000
- 35–44: $135,600
- 45–54: $247,200
- 55–64: $364,500
- 65–74: $409,900
Worked example: A 38-year-old with $210,000 net worth: Compared to all U.S. adults → approximately 60th percentile (above median of $192,700) Compared to their age group (35–44, median $135,600) → approximately 65th–70th percentile — solidly above average for their cohort.
Key insight: Percentile comparisons are most meaningful within your age group, because wealth accumulates over time. A 60-year-old and a 30-year-old with the same net worth are in very different financial positions relative to their peers.
How we build and check this calculator
This calculator runs entirely in your browser, so the numbers you enter stay on your device. The math behind it is written by hand and tested against worked examples and standard references before the page goes live.
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