Personal Injury Settlement Estimator
Estimate a personal injury settlement value.
Calculate damages based on medical bills, lost wages, and pain multiplier.
Settlement Estimate
Personal injury settlements are typically calculated using the multiplier method.
Formula:
Settlement = (Medical Bills + Lost Wages) × Pain Multiplier + Lost Wages
Pain and suffering multiplier:
| Injury Severity | Multiplier |
|---|---|
| Minor (soft tissue, bruises) | 1.5–2x |
| Moderate (fractures, surgery) | 2–3x |
| Serious (long recovery, disability) | 3–5x |
| Severe (permanent damage) | 5–10x |
What counts as damages:
- Medical bills: All treatment costs (past and future)
- Lost wages: Income lost during recovery
- Pain and suffering: Physical pain and emotional distress
- Property damage: Vehicle repairs, etc.
- Future expenses: Ongoing care, reduced earning capacity
Attorney fees for personal injury are usually 33% of the settlement (contingency).
Disclaimer: Every case is unique. This is a rough estimate only and not legal advice. Insurance companies use their own formulas.