Rental Property ROI Calculator
Calculate rental property cash flow, cap rate, and return on investment from purchase price and rental income.
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Rental Property Analysis
Key rental property metrics:
Cash Flow = Monthly Rent - Monthly Expenses
Cap Rate (Capitalization Rate):
Cap Rate = (Annual Net Operating Income / Purchase Price) × 100
Cash-on-Cash Return:
Cash-on-Cash = (Annual Cash Flow / Total Cash Invested) × 100
Monthly expenses typically include:
- Mortgage payment (principal + interest)
- Property tax
- Insurance
- Maintenance (budget 1–2% of property value per year)
- Vacancy (budget 5–10% of rent)
- Property management (8–12% of rent, if applicable)
Rule of thumb: A cap rate above 5% is generally considered decent. Cash-on-cash returns above 8% are considered strong.