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College Cost Projection Calculator

Project the future cost of college education including tuition inflation.
See how much you need to save now and whether a 529 plan covers the total cost.

Projected College Cost

College Cost Projection

Future Cost = Current Annual Cost × (1 + Inflation Rate)^Years Until Enrollment

Historical college tuition inflation has averaged 5–6% per year — roughly double general inflation.

Total 4-Year Cost = Future Year 1 Cost × 4 (simplified; each year costs slightly more)

Monthly Savings Needed = Future Total Cost ÷ (Months until enrollment) adjusted for investment growth.


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