Job Offer Comparison Calculator
Compare two job offers side by side including salary, bonus, benefits, commute cost, and retirement match to find the true total compensation winner.
Why Base Salary Is Not the Whole Story A higher base salary can easily be offset by higher health insurance premiums, a longer commute, or a weaker retirement match. True total compensation accounts for every dollar in and every dollar out.
Total Compensation Formula Total Comp = Base Salary + Annual Bonus + Employer 401k Match - Annual Health Premiums - Annual Commute Cost
This gives you an apples-to-apples comparison between any two offers.
Employer 401k Match If Job 1 offers a 4% match on a $85,000 salary, that is $3,400 per year of free retirement savings. A job that pays $3,000 less but offers a 4% match versus no match may actually be worth more.
Commute Cost Monthly commute includes gas, tolls, parking, wear on your vehicle, or public transit passes. A $200/month commute costs $2,400 per year — more than a $1/hour raise for a full-time worker.
Effective Hourly Rate Total compensation divided by 2,080 working hours gives you a true apples-to-apples hourly rate. This is useful when comparing full-time offers with different bonus structures.
What This Calculator Does Not Include
- Paid time off (each extra week of PTO is roughly 1.9% of salary)
- Remote work savings (no commute at all)
- Stock options or equity grants
- Career growth potential and job title
- Work-life balance and company culture